Insights

Explore insurance insights, research, and long-form explainers.

Bookmark this feed for new tactics tied to each major insurance vertical.

Final Expense

Funeral Planning on a Budget: Dignity Without Debt

The average funeral costs nearly $8,000, but it doesn't have to. Learn practical tips to plan a respectful memorial that fits your budget.

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Final Expense

Simplified Issue vs. Guaranteed Issue: Which Final Expense Policy fits?

Applying for burial insurance? Know the difference between 'Simplified' and 'Guaranteed' policies to avoid overpaying or getting denied.

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Business

Cyber Liability Insurance: Why Every Small Business Needs It

Think hackers only target big corporations? Think again. Small businesses are the #1 target for cyberattacks. Here is how to protect your data.

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Business

Workers' Compensation 101: Keeping Your Employees (and Business) Safe

Hiring your first employee? Workers' Comp isn't optional. It's a grand bargain that protects your staff from injuries and you from lawsuits.

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Motorcycle

Helmet Laws and Insurance: How Your Gear Affects Your Claim

To wear or not to wear? Beyond safety, your choice of helmet (or lack thereof) can have a massive impact on your insurance payout after a crash.

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Motorcycle

Winterizing Your Bike? Don't Cancel Your Insurance

Storing your motorcycle for the winter? Canceling your insurance to save money is a rookie mistake. Here is how to use 'Lay-Up' coverage instead.

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Medicare

The Medicare 'Donut Hole' Explained: What You Pay for Prescriptions

The Coverage Gap, or 'Donut Hole,' is the most confusing part of Medicare Part D. Learn when you hit it, what you pay, and how to get out.

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Medicare

Medicare Advantage vs. Original Medicare: The Ultimate Showdown

The biggest choice you'll make at 65 is between the federal Original Medicare path and the private Medicare Advantage path. Here is how to choose.

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Life

How Much Life Insurance Do I Really Need?

Guessing your coverage amount puts your family at risk. Use these three simple methods to calculate the perfect life insurance payout.

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Life

The Life Insurance Medical Exam: Everything You Need to Know

Nervous about the medical exam for your life insurance application? Don't be. Here is exactly what happens, what they test for, and how to pass.

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Renters

Renters Liability Coverage: The Safety Net You Didn't Know You Needed

Renters insurance isn't just about protecting your stuff. It's about protecting your bank account from lawsuits. Learn how liability coverage works.

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Renters

Does Renters Insurance Cover My Roommate?

Sharing an apartment? Don't assume one policy covers everyone. Learn the rules about roommates, shared policies, and protecting your stuff.

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Home

Open Perils vs. Named Perils: Which Home Insurance Policy is Better?

Not all home insurance policies are created equal. Understanding the difference between 'open perils' and 'named perils' could save you tens of thousands of dollars.

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Home

The Ultimate Guide to Creating a Home Inventory for Insurance Claims

If your home was destroyed today, could you list every item you own? A comprehensive home inventory is the key to getting the full payout you deserve.

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Health

ACA Marketplace Premium Payments: What To Do if Enhanced Credits Expire

The enhanced ACA premium tax credits are set to expire after 2025. Learn how to prepare for potential premium increases and stay covered.

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Home

Home Insurance 101: Protecting Your Biggest Investment

Buying a home is exciting, but insuring it can be confusing. Learn the basics of dwelling coverage, personal property protection, and liability.

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Renters

Why Renters Insurance is Cheaper (and More Important) Than You Think

Think your landlord's insurance covers your stuff? Think again. For the price of a few coffees, renters insurance protects your laptop, clothes, and bank account.

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Life

Term vs. Whole Life: Which Policy is Right for You?

Life insurance is a key pillar of financial planning. We break down the differences between affordable term policies and permanent whole life coverage.

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Medicare

Medicare Parts A, B, C, and D: The Alphabet Soup Explained

Turning 65 soon? Don't let the letters confuse you. We explain the difference between Original Medicare, Advantage plans, and drug coverage.

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Motorcycle

Beyond the Helmet: Essential Coverage for Motorcyclists

Riding a motorcycle carries unique risks. Make sure your policy covers custom parts, safety gear, and passenger liability before you hit the road.

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Business

General Liability vs. Professional Liability: What Does Your Business Need?

Every business needs insurance, but the acronyms can be confusing. We explain the difference between GL and PL (E&O) coverage for small business owners.

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Final Expense

The Dignity of Preparation: Understanding Final Expense Insurance

Funeral costs are rising. Learn how a small final expense policy can save your family from financial stress during an emotional time.

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Health

A Caregiver's Guide to Insurance for Alzheimer's Disease

Understand how Medicare, long-term care insurance, and other options can cover the costs of Alzheimer's and dementia care. A vital guide for caregivers.

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Health

A Veteran's Guide to Health Insurance: Combining VA, TRICARE, and Marketplace Plans

Learn how VA health care, TRICARE, and ACA marketplace plans can work together to provide comprehensive coverage for veterans and their families.

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Auto

How to Safely Jump-Start a Car Battery: A Step-by-Step Guide

Your car won't start? Don't get stranded. Follow this simple, safe checklist to jump-start your battery and learn when it's time to call for help.

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Auto

A Parent's Guide to Teen Driver Insurance: Permits, Driving School, and Discounts

Your teen has their permit—what does that mean for your car insurance? Learn when to add them to your policy and what discounts can save you hundreds.

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Auto

How to Spot and Avoid Insurance Fraud: A Consumer's Guide

That online ad for shockingly cheap insurance might be a trap. Learn to spot the red flags of common scams and verify any agent or company before you buy.

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